Address Verification Response Codes

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When processing credit card transactions, you may see codes returned as part of the response. These codes are provided to help you assess risk against possible fraud.

Address Verification Codes

  • A - Address only match
  • D - Street and postal code match
  • G - Issuing bank is non-participant
  • N - Address and ZIP do not match
  • R - Retry, system is unavailable
  • S - Service not supported by issuer
  • U - Unavailable
  • X - Exact address and 9 digit ZIP match
  • Y - Address and ZIP match
  • Z - ZIP only match

Card Security Code (CVV) Codes

  • M - Card Security Code match
  • N - No match
  • P - Not processed
  • U - Issuer not certified to verify V-code
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